Table of contents
Account reconciliation
The creditor must complete the payment life cycle by checking that the bank flow corresponds to what was reported. To do so they use the identifier of the reporting flow indicated in the description of the repayment, associating it with the corresponding reporting flow downloaded from the pagoPA platform. After this procedure there is the part in which the amounts, once verified, must be allocated to the correct financial statement items, so that the payment orders can be made and the account reconciliation procedure can be completed.
To permit the information required for account reconciliation to transit on the pagoPA platform, it is necessary to use the metadata structure available in the primitives paGetPayment vers. 2 and paSendRT vers. 2.
To be able to use the metadata in a correct and standardized manner, a Dizionario dei metadata has been prepared that contains a section dedicated to account reconciliation.
- in the response to the request for payment activation that the creditor receives via paGetPayment vers.2, it is possible to insert the metadata for each individual transfer;
- the primitive paSendRT vers. 2, which is sent to the n creditors involved in the payment via their technological partners/intermediaries, is used to send the metadata that was entered in the paGetPayment vers. 2 response;
- the paSendRT vers. 2 is forwarded to
- the station of the primary creditor, from which the payment was activated;
- all stations of all the creditors configured as broadcast;
By using this flow, all software of the creditors involved in the payment can receive paSendRT vers. 2 and use the content of the metadata to manage the account reconciliation.
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For clarifications on implementation specifications, such as SACI and SANP, you can open an issue on GitHub