Table of contents
Joint and several liability
In this scenario, each debtor can fulfill the entirety of the debt position. The first debtor who makes the payment closes the debt position. In this scenario, each debtor must be able to view their debt position but never the ones for the other joint and several debtors. The creditor must return as output only the payment options of the debtor associated with the NAV used by the caller (PSP) to query the service.
Example of a response that the EC must provide and that the PSP must expose for this case:
1[
2 {
3 "paTaxCode": "99999000013",
4 "paFullName": "EC",
5 "paOfficeName": "EC",
6 "paymentOptions": [
7 {
8 "description": "Test PayOpt - Option 1 - Co-obligation 1",
9 "numberOfInstallments": 1,
10 "amount": 120,
11 "dueDate": "2024-10-30T23:59:59",
12 "validFrom": "2024-09-30T23:59:59",
13 "status": not paid,
14 "statusReason": "desc",
15 "allCCP": "false",
16 "installments": [
17 {
18 "nav": "347000000880099993",
19 "iuv": "47000000880099993",
20 "amount": 120,
21 "description": "Test Opt Inst - only option",
22 "dueDate": "2024-10-30T23:59:59",
23 "validFrom": "2024-09-30T23:59:59",
24 "status": not paid,
25 "statusReason": "desc"
26 }
27 ]
28 }
29 ]
30 }
31]
32
33
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For clarifications on implementation specifications, such as SACI and SANP, you can open an issue on GitHub